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  1. RE: What I’m trying to point out is how hvinag insurance pay something affects the purchase decision of the patient. Someone who has a $20 copay would probably schedule the appointment and let the insurance company pay maybe $60.00 (whatever the scheduled price is of such a visit). Someone with a high deductible like me will make other decisions, such as what I’m doing which is scheduling my physical a month earlier than what I would otherwise do.Because I’m making decisions based on the cost of something, I’m not over-utilizing medical services in the way that people with insurance do. Rate this comment: 0 0

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